Flexible financing for the outdoor project you have planned.
A Cut Above offers Wisetack financing for qualifying projects. Start with a project estimate, then review available payment options and decide what works for your budget.
- Licensed & insured
- 10+ years experience
- Residential & commercial
- Free estimates
- Year-round capabilities
How our financing option works
The application takes about a minute to complete, and checking your options does not impact your credit score.
Financing amounts
$500–$65,000*
Available terms
3–120 months*
To complete the application
About a minute
When checking your options
No credit-score impact
Accepting a financing offer can affect credit, and repayment behavior will also affect credit.
Eligible residential projects. Available for eligible one-off residential projects from $500 to $65,000, with work completed within 90 days. Recurring service and quotes billed to a company are not eligible through Jobber.
*All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners. For example, a $5,500 purchase could cost $253.54 per month for 24 months, based on a 9.9% APR, or $1,833.33 per month for 3 months, based on a 0% APR. Offers range from 0 to 35.9% APR based on amount requested and creditworthiness. Not all merchants and lending partners participate in 0% interest programs. Terms range from 3 - 120 months and may vary based on merchant, lending partner, or transaction size. State interest rate caps may apply. No prepaid finance charges or participation fees. See additional terms at wisetack.com/faqs.
Payment calculator
Enter a sample project amount to see estimated rates, terms, and monthly payments. Calculator results are estimates, not an application, approval, or final offer.
From your quote to completed work
- 01
Receive your quote
We send your residential project quote through Jobber.
- 02
Open financing options
Use the financing link on your quote to apply directly through Wisetack.
- 03
Review your offers
If eligible, select an offer and lock it in before work begins.
- 04
Confirm completed work
Confirm completion through Wisetack to release the funds. Some customers may make their first payment at this point.
Financing questions
For loan terms and repayment questions, visit Wisetack’s consumer FAQs or contact Wisetack support.
How do I apply from my quote?
We send your project quote through Jobber. Open the financing options on that quote to complete your application directly with Wisetack. If eligible, review your offers and select an option before work begins.
Will checking my options affect my credit score?
No. When checking your eligibility, Wisetack and its lending partners perform a soft credit pull, which means that your credit score will not be affected. However, accepting a financing offer can affect credit, and repayment behavior will also affect credit.
Which projects are eligible?
Available for eligible one-off residential projects from $500 to $65,000, with work completed within 90 days. Recurring service and quotes billed to a company are not eligible through Jobber.
Is financing approval guaranteed?
All financing is subject to credit approval. Your terms may vary. Payment options through Wisetack are provided by our lending partners.
Can I pay off my loan early?
There are no prepayment fees. Review your loan terms and contact Wisetack for help with repayment.
Do I need a mobile phone number?
Yes. Wisetack requires a mobile phone number and sends a verification code by text when you access the application.
Is prequalification the same as financing approval?
No. Prequalification estimates how much you may qualify for. Once the project price is known, you still need to complete a financing application and select an offer. Prequalification is not a guaranteed offer and is valid for 14 days.
Start with your project estimate.
Contact us to learn more about financing your next project!